Multi-award-winning mortgage broker
Specialist Mortgage Broker
How Mint Equity can help
Experience and knowledge is key to securing finance approval. Lenders change their credit policies regularly so it takes flexible and innovative thinking to have the best chance of approval. That’s where we stand out from the crowd.
Knowledge and experience is everything in finance
Over the last 8 years we have curated an amazing team of experienced finance professionals to ensure our clients receive the best service and lending knowledge. Our Director, Zac Peteh has over two decades of banking experience working in credit and lending across residential, commercial and SMSF lending.
Our team work closely to share knowledge from their previous work lives in credit, branch and lending teams to create a whole of service offering for our clients. Understanding how credit thinks is incredibly important to securing home loan approval – that’s where our combined knowledge helps clients get the best outcome for their home loan application.
No matter where you are in Australia or overseas, the Mint Equity team are here to help.
No cost to you
Our services are free of charge as we are remunerated by the lender you choose once the loan reaches settlement.
We're accredited with over 40 lenders including major banks and Second tier lenders
We're accredited with over 40 lenders including the major banks and second tier lenders to give you the options that best suit your needs. Each of them have different application requirements, ever changing policy and risk appetites so it pays to work with an experienced mortgage broker to find the right fit.
COMPREHENSIVE AND KNOWLEDGEABLE SERVICE OFFERING
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
It means you don’t have to explain your financial background and future plans to multiple contacts each time you need to borrow. We will manage all of your residential, commercial, development and SMSF needs.
Meet the Mint Equity team
What’s the difference between a mortgage broker and a finance broker?
A mortgage broker is key for anyone looking to buy or refinance a property, particularly in a property market that is changing dramatically in terms of value and demand. A mortgage broker, also known as a finance broker, is a qualified professional who negotiates on behalf of the borrower with banks, credit unions and other credit providers to arrange various types of loans.
A finance broker is generally a professional broker who not only arranges loan products for property, but for cars loans, boats, commercial property and business loans, developments or SMSF lending purposes. Mint Equity is both a mortgage broker and a finance broker, which means you can work with Mint Equity for all your finance needs.
Why should you use a mortgage broker?
Mint Equity keeps up to date with lender’s interest rates, policy changes and credit requirements to provide our clients with options from over 40 lenders and 100’s of different products. We assess your financial circumstances, find a suitable loan and manage the application process as well as providing advice at every step.
When you are looking for the best mortgage, you need options, and Mint Equity has access to 100’s of different products that you can choose from, whereas if you go directly to a bank you may only have a choice of one or two product options.
Some mortgage brokers only provide services for home loans, but our background in residential, commercial, business and SMSF loans means you deal with one person not multiple brokers or bankers for each different loan.
The rise of the online mortgage broker
Times are changing on a daily basis and whether it’s because of location or connecting with an online mortgage broker is on the rise and often a preferred choice for first home buyers.
Mint Equity provides borrowers with the same quality and professional service they would receive in a face-to-face meeting, via an online method. There is a big difference between being purely an online mortgage broker and an established bricks and mortar mortgage broker that has online capability, and that is generally the quality and experience of the mortgage broker.
Unfortunately, some online models have junior staff in a call centre environment, which lack the knowledge and experience to deal with the ever changing market and lending landscape. Mint Equity brings over 26 years of banking and lending experience to our clients and we can do that via a variety of methods. If you want to meet with us in Sydney or the Central Coast, you can. If you want to have a chat on the phone, or online meeting, that’s easy.
The best part about Mint Equity utilising the benefits as an online mortgage broker is that our clients have direct access to their mortgage broker and the associates looking after your application. No call centres. No online forms and frustration of waiting to talk to someone. We are here to provide you with the best service should you need.
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In this edition: August 2023 cash rate predictions and forecast peak by the major banks | Inflation slowdown - will the RBA increase the cash rate | Banks raise rates faster than the RBA | Mint Equity Gold Coast office opens | 70% broker market share - why homeowners are choosing brokers over direct lenders and more…