Home2025-05-22T17:23:26+00:00

Your mortgage.

Your mortgage.

My Mind.

My Mind.

Every day, my goal is to take your mortgage off your mind.

Nobody wants to get a mortgage, they only get one so they can buy a home. Finding the perfect home is what you should be focused on. I put your mortgage on my mind so it’s off yours.

Andrew Thake

Your Ottawa Mortgage Broker

There are many mortgage brokers in Ottawa, but your average broker is less likely to give you the same personal attention and relationship that I provide. Terms such as ‘mortgage rate’, ‘pre-approval’, and ‘best mortgage’ can be daunting without someone explaining them to you. I’ll break down the jargon so you can better understand your finances. Your satisfaction with your home is my first priority.

Plenty of mortgage brokers are great with numbers. The human element? Well, that can be rarer. A big investment benefits most from a big emphasis on relationships; these processes go more smoothly when an element of trust is established. Feeling at ease and relaxed means working better together, and that makes finding the ideal solution a better experience for everyone.

My name is Andrew Thake. I’m a mortgage broker in Ottawa with well over a decade’s experience, and I’m here to help you enjoy this process rather than fear it. How? By listening to you. Getting to know you. Understanding what your needs are. That way, we can develop a stronger broker-client relationship. The result? You’ll have a better, more personalized experience and get a solution that you’re happier with. It’s all in how we paint a clear picture of your requirements. Plus, you don’t have to lift a finger – that’s my job!

Andrew Has Been Featured In

CTV News
Ottawa Citizen
Canadian Mortgage Professionals
Cottage Life
Toronto Star

Why Andrew Thake is one of the best mortgage brokers in Ottawa

Future home owner needs that are designed for you.

Provides a full range of mortgage services.

5-star mortgage service with over 450 reviews.

Helped over 2200 people find their perfect solution.

Services at a Glance

Finding a mortgage broker can be a daunting process. Whether you’re a first-time homebuyer or it’s not your first rodeo, I’m here to make the process smooth and stress-free. Regardless of which services you need, you’ll benefit from the same attentive, personalized and hands-free approach – you won’t be stuck doing any heavy-lifting or guesswork.

Purchase Mortgage

I’ll help you find the perfect option so you can enjoy the home buying experience.

Mortgage Refinancing

Your refinance solutions should be simple and easy. Avoid the stress and the little details.

Mortgage Renewals

With my effective renewal process, you can save thousands. I’ll handle the details.

First-Time Home Buyer Services

Buying your first home should be fun. I’ll handle the stress so you can enjoy the journey.

Non-Resident Mortgage

As a non-resident, I’ll make sure you’re aware of your options and help get you approved.

Self-Employed Mortgage

Self-employed solutions can be tricky. I’ll take care of the details to get you approved.

Construction Mortgage

You deserve to buy your dream home. I’ll handle the stress of your construction mortgage.

Private Mortgage

A private solution can benefit your finances. I’ll keep you informed and explain your options.

Awards in Recognition of Excellence

In Andrew’s first year as a mortgage specialist, TD Canada Trust awarded him the National Rookie of the Year award. In the years to follow, he was recognized as a Canadian Mortgage Professionals Young Gun, which celebrates the most promising industry professionals under the age of 35.

Throughout his career as a mortgage broker, Andrew has consecutively received the Dominion Lending Centres Platinum Award as a top broker in Canada and has also been inducted into the Dominion Lending Centres Hall of Fame.

He is one of Canada’s top 20 Associate Brokers with Mortgage Intelligence/Invis and has placed in the top 5% in Canada with Mortgage Intelligence/Invis.

In 2021, Best in Ottawa recognized Andrew as one of Ottawa’s top 10 mortgage brokers. The following year, bestottawa.ca acknowledged him as one of the Top 5 Best Mortgage Brokers in Ottawa.

Most recently, in 2024, Andrew was recognized as one of the Top 75 Mortgage Brokers in the country by Canadian Mortgage Professionals Magazine. This distinction is a true testament to his continued commitment to his client

Mortgages Made Comfy

The process of purchasing a property doesn’t have to be stressful. In fact, I make the experience downright comfortable. I’ve spent over a decade as an Ottawa mortgage broker perfecting a method that removes inefficiencies and replaces them with comfort. It’s the most comfortable experience ever.

Mortgages Made Simple

I find the best solution for you in the fastest possible time, all while constantly updating and educating you so you are never confused or worried. I help you understand the entire process so you always know exactly where we are and what is coming next. I keep things simple and smooth to make your experience easy and stress-free.

Mortgages Made For You

I do everything remotely, so you can get a mortgage from anywhere in the world—even from the comfort of your own living room. After a quick call, we’ll determine exactly what you’re looking for, and I’ll get right to work on finding the best solution for you. You can just kick back and relax.

See What Clients Are Saying

“Working with Andrew was great! As first time home buyers, Andrew walked us through the different steps of the mortgage and home buying process over several virtual calls— it was super useful! We also placed offers over the weekend and Andrew was highly responsive, offering honest feedback. I highly recommend working with Andrew to meet your mortgage needs! His knowledge and availability was much appreciated.”
Lynsey Longfield Ottawa, Ontario
“Andrew was my first mortgage agent and he surpassed expectations. He has a very functional website and his process is easy to follow. He presented me a number of options for lenders that included not only good rates but some of the intangible tips that you don’t always get. I’ll definitely be using him for my renewal as well.”
Ryan Crowle Ottawa, Ontario
“Andrew is professional, knowledgeable, and committed to providing the best service possible for his clients. Throughout the mortgage process he was transparent and kind – always taking the time to answer our questions honestly.

He’s also incredibly organized. He’s established processes for everything from booking a 15 minute call for quick questions, to providing an hour long overview of the full mortgage process. This makes working with him incredibly easy and instilled confidence in us as first time home buyers.”

Dwaine Taylor Ottawa, Ontario
“Andrew has been great throughout my whole mortgage process. He has made my first time buying experience so easy and smooth. He is extremely reliable and would return my calls promptly around the clock! I really enjoyed that he even followed up with me 2 months after closing to make sure I was satisfied with my current lender. Would recommend his great services to everyone!”
Gasira Madar Ottawa, Ontario
“Andrew got our mortgage wrapped up and taken care of within 4 business days (from our meeting after we finished submitting our documents and application to having something to sign)!! It was extremely convenient to do everything electronically and over the phone. It meant we were easily able to work around 2 different time zones and everybody’s work schedule. He was transparent and able to advise us on different lenders and options… we have only ever worked directly with a bank before. Working with Andrew made it feel like we had more control.”
Dana Dabros Ottawa, Ontario
“Andrew’s professionalism and proactive nature were invaluable to us throughout the mortgage process. He was extremely diligent, engaging with the bank to hold a rate for us. In addition, he was able to negotiate some terms with our mortgage provider that were better than we were offered by competitors. Best of all, he’s very easy to work with and was always there to support when we had a question or needed guidance. Thanks very much again, Andrew!”
Lewis Quinn Ottawa, Ontario

How Do You Win?

A Broker Who Listens

Looking for something in a tight budget range? No problem. Want a mortgage for a specific type of property in a niche market, situated in your favourite neighbourhood? Happy to help. Whatever your needs are, I’m here to help you find the best value possible, answering any questions along the way.

A Broker Who Shares

The key to a positive mortgage experience is to build a relationship on trust and knowledge. I’m proud to provide both, not only keeping you up to date but also well-informed. The more you know, the more you can do with it – and there’s a lot that can be done with the right investment.

A Broker Who Cares

An investment may be a big deal but your health and wellness should always take priority. You deserve to feel relaxed, at ease and comfortable – only then will you get the very most out of your new home and look forward to your new chapter. Let’s make it happen together.

Mortgage Payment Calculator

mortgage payment

No matter your home owner needs, I have your effective solutions. I have a decade and a half of experience finding people the perfect mortgage for their situation. Yours could be next.

My mind is ready for your mortgage.

19

years in the industry

3,500+

mortgages funded in the last 19 years

$1 Billion

mortgage volume funded in the last 19 years

40+

lenders available including TD Canada Trust, Scotiabank and BMO

Over 40 Lenders Available

Frequently Asked Questions

What is a Mortgage Broker?2025-04-09T17:49:13+00:00

Ottawa mortgage brokers are there to assist you with home financing. A mortgage broker can assist with purchases, renewals and refinances for example. As a mortgage broker typically works for you for free. This is similar to a realtor who is helping you buy a home as the seller pays them. This is a great way to have an expert by your side at all times at no cost to you.
Learn more: Purchase mortgage
Learn more: Mortgage refinance

An Ottawa mortgage broker has access to a variety of different types of lenders. For example, banks and credit unions and monoline lenders. Ottawa mortgage brokers also have access to options to a bank may not be able to assist you with such as private lenders.
Learn more: Monoline lenders
Learn more: Private Lender Mortgage – What you need to know

How do Ottawa Mortgage Brokers Get Compensated?2025-04-09T17:53:13+00:00

Ottawa mortgage brokers are paid a commission from the lender who’s mortgage you proceed with. The commission can vary slightly from lender to lender. It is typically a percentage of the loan amount. It is important to note that most lenders pay approximately the same amount of commission. This removes the incentive for brokers to send a majority of their mortgages to one lender over another.

There are two main ways that a mortgage broker will receive commission:

Trailer commission:

This is a commission that is paid to the broker on an ongoing basis. The mortgage broker may receive commission monthly, annually or with each renewal. Typically with a trailer commission there is also a lump sum that is paid on the advance of the initial loan.

Upfront commission:

This is a one time commission that a broker receives on the closing of the mortgage. This amount is usually a percentage of the loan itself.
There may be times where mortgage brokers charge a fee for their service. Typically with traditional lending there is no fee for a broker’s services. However, with alternative or private lenders the lender and/or mortgage broker may charge a fee. This fee can vary depending on the type of mortgage. A broker should always inform you of any possible fees upfront. Also, you will have to sign and agree to the fee prior to closing. This assures that no hidden fees can be added during the process.
Learn more: Private Mortgage Ottawa
Learn more: How does a mortgage broker get paid?

One click is all it takes to put your mortgage on my mind.

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